Subject To

Subject-to is a way of purchasing property when there is an existing lien (i.e., Mortgage, Deed of Trust). It is defined as: "Taking title to property with a lien but not agreeing to be personally responsible for the lien. If the holder who forecloses the lien can take the property but may not collect any money from the owner who took 'subject-to'".
References: 1. www.stopforeclosure.com/glossary.htm 2. marcelpolderman.com/reterms.htm